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Community Lending


Community lending mortgages are designed for low-to-middle income households and only apply to certain areas. Community lending programs provide expanded eligibility that covers a wide range of needs and financial aid in the form of partial or full down payment or closing costs. 


Two examples of community lending programs include: 

  1. Wisconsin Housing & Economic Development Authority (WHEDA)

  2. Chenoa Fund Down Payment Assistance Programs

Cardinal Financial is a certified lender for both programs and can help you through the mortgage loan process. 


  • Income & geographic specific

  • Financial assistance for down payments and/or closing costs

  • Lender & agency funded programs

Ready to Buy a Home?

Cardinal Financial offers flexible loan options to fit your needs. As your go-to trusted professional, Eric will help you navigate your loan options, evaluate trade-offs, and execute a smooth transaction to get you to the finish line as a new homeowner.

With over 20 years of experience in the mortgage industry, Eric Haubenschild with Cardinal Financial has the knowledge and expertise to guide you through the mortgage loan process.

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