top of page
Beautiful Private House

30-Year Fixed Rate Mortgage


Conventional loans are ideal for those who are looking for a standard, simple loan with 3% down. The 30-Year Fix-Rate Mortgage has a constant interest rate and monthly payments. Fixed rates offer consistency and are great for budgeting. Often, only 3% down is required. 


Conventional mortgages are the most popular option for those looking to buy a home or refinance, Conventional mortgages are not insured or guaranteed by any government agency. Conventional loans may be sold to Fannie Mae or Freddie Mac.


Credit scores as low as 620 may be accepted (depending on the situation). 


  • 3% down

  • Standard & simple

  • 30-year mortgage term

  • Constant interest rate

  • Constant monthly payments

  • Consistent & great for budgeting

  • Non-insured loan

Ready to Buy a Home?

Cardinal Financial offers flexible loan options to fit your needs. As your go-to trusted professional, Eric will help you navigate your loan options, evaluate trade-offs, and execute a smooth transaction to get you to the finish line as a new homeowner.

With over 20 years of experience in the mortgage industry, Eric Haubenschild with Cardinal Financial has the knowledge and expertise to guide you through the mortgage loan process.

Couple Buying a House
bottom of page